Similar to a bank, EZ Pawn Corp makes loans to the public.  However, the difference is that EZ Pawn Corp loans money to an individual in exchange for an item of value.  This personal item needs to be of some precious metal content, such as Gold, Silver, or Platinum and will be held by the pawnbroker (in a vault) for the entire loan period.  Once the loan period of 4 months is up, the customer has an option to either pay the interest owed and extend the loan for another 4 months OR pay the interest plus the principal and redeem the item.   

Important Note: When a loan is made, the client is not selling the item! The personal item belongs to the owner throughout the entire pawn process and is never for sale or even on display by at the company's locations. 

How Does a Pawnshop Work?

Bring in your new or old gold, jewelry, diamonds, valuables and receive an instant cash loan.  You have 4 months to redeem the item at a low monthly interest rate.  We charge 3% per month, which is less than the NYS Maximum of 4%.  You can even receive the cash loan as many times as you like, as much as you need based on the value of the items. It costs less to borrow with E Z Pawn Corp.

In order to make a pawn or sell transaction you must be over 18 years of age, have valid state ID, and all items must belong to you!

Want to get a price estimate before you stop in? Fill out our Online Price Estimate form.

Cash loans can be made of all sizes (Minimum of $10), with no amount too high.  All locations are secure, licensed and bonded. 

Further, if interested in setting up a private jewelry loan assessment contact Lauren@ezpawncorp.com or call 212-828-0200